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Net Price of Kentucky Colleges by Income

Cost of Kentucky Colleges Zoom In

Source: National Center for Educational Statistics. This is the most recent data available as of January 2020

Questions & Answers

  • What do all these numbers mean?

    All costs are the average net cost paid by families in each income bracket. Net cost is the total cost of attendance minus government grants and institutional scholarships. Loans of any kind are not included. Figures are based on data from the 2017-18 school year, which is the latest available as of January 2020.

  • What is “Total Cost” on the chart?

    Total cost is the total cost of attendance for that particular college. It includes:

    • Tuition and fees (in-state tuition for public schools)
    • Room and board (on campus)
    • Books and supplies
    • Other expenses (travel and personal)

    There are detailed chart below for each school that shows these expenses. Click here to go to the individual cost breakdown for schools.

  • How can I use this information?

    This information is useful for building a realistic college budget. It's a good place to start until you better understand your specific circumstances. For example, let's say your income is $100,000 per year. This chart shows that the average state school would run $16,740 and the average private school would be $20,499. You can also get information on specific Kentucky schools in the chart above or the tables below.

  • Will my family pay the amount on this chart?

    Probably not. The numbers are averages. You may be below average or above average. However, there are two key points we can learn from this data:

    1. Families with higher incomes ($75,000-$110,000 and $110,000+) will most likely pay close to full price at the public schools.
    2. Private colleges have a higher list price but offer more discounts. This brings their net price much closer to the cost of state-funded schools.

  • Where did this information come from?

    As part of federal financial aid, colleges are required to provide detailed cost information to the U.S. government. This data is made available to the public through the National Center for Education Statistics. For more details, click here.

  • What about athletes, merit aid or minority students?

    Athletes, high achieving students, and those with minority status are averaged in with everyone else. Within each income bracket, there are families that pay more than average and families that pay less than average.

  • The costs on this chart seemed large, how can families afford to pay it?

    For many families paying for college is not easy, but in the end they figure out. Most families will pay their net cost of college with some combination of:

    • college savings and investments
    • payments from current income
    • loans
    • outside scholarships (check out our Scholarship Guide For Busy Parents, which describes how you and your student can win scholarships for college and save money!)
    • tax planning
    • student work
Cost of Kentucky Schools Explanation

Net Price:

Net price is the total cost of attendance minus the average amount of government grants and institutional scholarships awarded. This is an average, so you may pay above the average or below the average. Your exact net price is likely to be different and sometimes drastically different.

Most families will pay the net price with some combination of savings and investments, current income and various loans. Some students will also receive scholarships from sources other than the federal or state government or the college. Any scholarships and grants from these outside sources are not included in the data. However, government grants and institutional scholarships are included in the averages.

Total Cost at University of Kentucky (2017-18)
Tuition and Fees $11,942
Room and Board $12,858
Books $1,000
Other Expenses $3,730
Total $29,530

Total Cost:

Total cost is the total cost of attendance for that particular institution for the 2017-18 school year. This is the latest data available as of January 2020. Total costs include:

  • Tuition and fees (in-state tuition for public schools)
  • Room and board (on campus)
  • Books and supplies
  • Other expenses (travel and personal)

College Total Cost
Family Income KY Public $23,464 KY Private $40,658
$0 - $30k $10,558 $16,267
$30,001 – $48k $11,573 $16,851
$48,001 – $75k $14,455 $19,086
$75,001 – $110k $16,740 $20,499
$110,001+ $17,691 $22,235

Public vs. Private Averages

This table shows the average total cost of attendance for the Kentucky public and private colleges we have included in our analysis. The costs include a breakdown of the average net price paid by family income. Notice that the average private college is $4,000-$6,000 more than the average public school, depending on your income bracket. It is important to stress that these are averages. Most families will not be average, and their individual circumstances could be drastically different. I encourage all families to work with their preferred colleges to get information specific to their family.

Below are similar charts for each individual private and public college in Kentucky. Click a school to view its complete chart.

Public KY Schools Cost Breakdown

  • Eastern Kentucky University

    Richmond
    Year 2017-18 2018-19
    Tuition and Fees $9,366 $9,666
    Room and Board $9,728 $10,040
    Books $1,200 $1,200
    Other Expenses $2,800 $2,800
    Total $23,094 $23,706
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $11,920 $12,236
    $30,001 - $48k $11,864 $12,178
    $48,001 - $75k $14,507 $14,891
    $75,001 - $110k $16,619 $17,059
    $110,001+ $17,363 $17,823
  • Kentucky State University

    Frankfort
    Year 2017-18 2018-19
    Tuition and Fees $8,184 $8,090
    Room and Board $6,690 $6,690
    Books $1,300 $1,300
    Other Expenses $2,993 $998
    Total $19,167 $17,078
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $8,924 $7,951
    $30,001 - $48k $7,981 $7,111
    $48,001 - $75k $11,551 $10,292
    $75,001 - $110k $14,161 $12,618
    $110,001+ $16,256 $14,484
  • University of Kentucky

    Lexington
    Year 2017-18 2018-19
    Tuition and Fees $11,942 $12,245
    Room and Board $12,858 $12,814
    Books $1,000 $1,000
    Other Expenses $3,730 $4,042
    Total $29,530 $30,101
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $13,419 $13,678
    $30,001 - $48k $14,478 $14,758
    $48,001 - $75k $18,436 $18,792
    $75,001 - $110k $22,043 $22,469
    $110,001+ $24,066 $24,531
  • University of Louisville

    Louisville
    Year 2017-18 2018-19
    Tuition and Fees $11,264 $11,656
    Room and Board $8,374 $9,226
    Books $1,200 $1,200
    Other Expenses $5,612 $5,898
    Total $26,450 $27,980
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $12,351 $13,065
    $30,001 - $48k $13,692 $14,484
    $48,001 - $75k $17,499 $18,511
    $75,001 - $110k $20,922 $22,132
    $110,001+ $21,380 $22,617
  • Morehead State University

    Morehead
    Year 2017-18 2018-19
    Tuition and Fees $8,950 $9,070
    Room and Board $9,436 $9,730
    Books $1,440 $1,440
    Other Expenses $2,500 $2,572
    Total $22,326 $22,812
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $10,600 $10,831
    $30,001 - $48k $10,698 $10,931
    $48,001 - $75k $13,569 $13,864
    $75,001 - $110k $16,047 $16,396
    $110,001+ $16,520 $16,880
  • Murray State University

    Murray
    Year 2017-18 2018-19
    Tuition and Fees $8,820 $9,084
    Room and Board $8,906 $9,190
    Books $1,265 $1,258
    Other Expenses $3,879 $3,940
    Total $22,870 $23,472
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $9,469 $9,718
    $30,001 - $48k $9,834 $10,093
    $48,001 - $75k $12,948 $13,289
    $75,001 - $110k $14,803 $15,193
    $110,001+ $15,516 $15,924
  • Northern Kentucky University

    Highland Heights
    Year 2017-18 2018-19
    Tuition and Fees $9,744 $10,032
    Room and Board $9,732 $9,912
    Books $800 $800
    Other Expenses $2,500 $2,500
    Total $22,776 $23,244
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $5,281 $5,390
    $30,001 - $48k $6,733 $6,871
    $48,001 - $75k $10,310 $10,522
    $75,001 - $110k $12,922 $13,188
    $110,001+ $12,889 $13,154
  • Western Kentucky University

    Bowling Green
    Year 2017-18 2018-19
    Tuition and Fees $10,202 $10,512
    Room and Board $8,350 $8,343
    Books $1,000 $1,000
    Other Expenses $1,944 $1,985
    Total $21,496 $21,840
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $12,499 $12,699
    $30,001 - $48k $17,302 $17,579
    $48,001 - $75k $16,816 $17,085
    $75,001 - $110k $16,403 $16,665
    $110,001+ $17,535 $17,816

Private KY Schools Cost Breakdown

  • Alice Lloyd College

    Pippa Passes
    Year 2017-18 2018-19
    Tuition and Fees $12,050 $11,550
    Room and Board $6,550 $6,240
    Books $1,400 $1,400
    Other Expenses $5,200 $5,100
    Total $25,200 $24,290
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $11,324 $10,915
    $30,001 - $48k $11,991 $11,558
    $48,001 - $75k $14,832 $14,296
    $75,001 - $110k $15,486 $14,927
    $110,001+ $16,773 $16,167
  • Asbury University

    Wilmore
    Year 2017-18 2018-19
    Tuition and Fees $29,500 $30,198
    Room and Board $6,950 $7,160
    Books $1,275 $1,300
    Other Expenses $2,850 $2,910
    Total $40,575 $41,568
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $21,836 $22,370
    $30,001 - $48k $22,598 $23,151
    $48,001 - $75k $28,282 $28,974
    $75,001 - $110k $29,925 $30,657
    $110,001+ $31,286 $32,052
  • Bellarmine University

    Louisville
    Year 2017-18 2018-19
    Tuition and Fees $40,750 $42,200
    Room and Board $12,182 $12,250
    Books $764 $788
    Other Expenses $5,612 $5,900
    Total $59,308 $61,138
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $19,622 $20,227
    $30,001 - $48k $20,325 $20,952
    $48,001 - $75k $22,598 $23,295
    $75,001 - $110k $25,408 $26,192
    $110,001+ $25,339 $26,121
  • Berea College

    Berea
    Year 2017-18 2018-19
    Tuition and Fees $25,760 $39,990
    Room and Board $6,534 $6,764
    Books $700 $700
    Other Expenses $2,400 $2,400
    Total $35,394 $49,854
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $74 $104
    $30,001 - $48k $3,962 $5,581
    $48,001 - $75k $6,948 $9,787
    $75,001 - $110k $9,394 $13,232
    $110,001+ $0 $0
  • Brescia University

    Owensboro
    Year 2017-18 2018-19
    Tuition and Fees $21,550 $22,100
    Room and Board $9,150 $9,350
    Books $2,400 $3,000
    Other Expenses $1,050 $2,000
    Total $34,150 $36,450
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $10,514 $11,222
    $30,001 - $48k $13,840 $14,772
    $48,001 - $75k $11,150 $11,901
    $75,001 - $110k $16,341 $17,442
    $110,001+ $16,805 $17,937
  • Campbellsville University

    Campbellsville
    Year 2017-18 2018-19
    Tuition and Fees $25,400 $25,400
    Room and Board $8,900 $8,000
    Books $1,200 $1,200
    Other Expenses $4,408 $4,986
    Total $39,908 $39,586
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $15,368 $15,244
    $30,001 - $48k $15,648 $15,522
    $48,001 - $75k $17,638 $17,496
    $75,001 - $110k $18,027 $17,882
    $110,001+ $23,182 $22,995
  • Centre College

    Danville
    Year 2017-18 2018-19
    Tuition and Fees $40,500 $41,700
    Room and Board $10,180 $10,480
    Books $1,500 $1,500
    Other Expenses $1,730 $1,740
    Total $53,910 $55,420
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $16,429 $16,889
    $30,001 - $48k $17,412 $17,900
    $48,001 - $75k $19,075 $19,609
    $75,001 - $110k $23,571 $24,231
    $110,001+ $29,001 $29,813
  • University of the Cumberlands

    Williamsburg
    Year 2017-18 2018-19
    Tuition and Fees $23,000 $23,000
    Room and Board $9,000 $9,000
    Books $1,400 $1,400
    Other Expenses $2,916 $5,000
    Total $36,316 $38,400
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $17,331 $18,326
    $30,001 - $48k $16,341 $17,279
    $48,001 - $75k $17,506 $18,511
    $75,001 - $110k $18,625 $19,694
    $110,001+ $20,713 $21,902
  • Georgetown College

    Georgetown
    Year 2017-18 2018-19
    Tuition and Fees $37,160 $38,650
    Room and Board $9,410 $9,780
    Books $1,250 $1,250
    Other Expenses $2,266 $2,250
    Total $50,086 $51,930
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $16,259 $16,858
    $30,001 - $48k $16,534 $17,143
    $48,001 - $75k $19,594 $20,315
    $75,001 - $110k $19,663 $20,387
    $110,001+ $24,414 $25,313
  • Kentucky Wesleyan College

    Owensboro
    Year 2017-18 2018-19
    Tuition and Fees $25,070 $26,160
    Room and Board $9,596 $9,764
    Books $1,400 $1,298
    Other Expenses $3,462 $3,640
    Total $39,528 $40,862
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $24,557 $25,386
    $30,001 - $48k $25,490 $26,350
    $48,001 - $75k $24,866 $25,705
    $75,001 - $110k $0 $0
    $110,001+ $0 $0
  • Kentucky Christian University

    Grayson
    Year 2017-18 2018-19
    Tuition and Fees $19,256 $19,256
    Room and Board $8,080 $8,200
    Books $1,200 $1,200
    Other Expenses $4,768 $4,768
    Total $33,304 $33,424
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $16,826 $16,887
    $30,001 - $48k $16,861 $16,922
    $48,001 - $75k $20,101 $20,173
    $75,001 - $110k $20,708 $20,783
    $110,001+ $21,685 $21,763
  • Lindsey Wilson College

    Columbia
    Year 2017-18 2018-19
    Tuition and Fees $24,246 $24,850
    Room and Board $9,300 $9,385
    Books $1,000 $1,000
    Other Expenses $5,243 $5,243
    Total $39,789 $40,478
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $14,972 $15,231
    $30,001 - $48k $14,663 $14,917
    $48,001 - $75k $15,755 $16,028
    $75,001 - $110k $17,437 $17,739
    $110,001+ $19,760 $20,102
  • Midway University

    Midway
    Year 2017-18 2018-19
    Tuition and Fees $23,950 $24,750
    Room and Board $8,480 $8,480
    Books $1,200 $1,200
    Other Expenses $7,000 $7,000
    Total $40,630 $41,430
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $18,443 $18,806
    $30,001 - $48k $19,758 $20,147
    $48,001 - $75k $22,458 $22,900
    $75,001 - $110k $23,851 $24,321
    $110,001+ $26,213 $26,729
  • University of Pikeville

    Pikeville
    Year 2017-18 2018-19
    Tuition and Fees $20,338 $20,950
    Room and Board $7,500 $7,800
    Books $2,500 $2,500
    Other Expenses $6,500 $6,500
    Total $36,838 $37,750
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $15,642 $16,029
    $30,001 - $48k $16,235 $16,637
    $48,001 - $75k $19,945 $20,439
    $75,001 - $110k $20,074 $20,571
    $110,001+ $23,712 $24,299
  • Spalding University

    Louisville
    Year 2017-18 2018-19
    Tuition and Fees $24,000 $24,500
    Room and Board $7,900 $7,900
    Books $1,260 $1,650
    Other Expenses $3,618 $5,437
    Total $36,778 $39,487
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $21,351 $22,924
    $30,001 - $48k $20,039 $21,515
    $48,001 - $75k $24,314 $26,105
    $75,001 - $110k $26,581 $28,539
    $110,001+ $28,486 $30,584
  • Thomas More College

    Crestview Hills
    Year 2017-18 2018-19
    Tuition and Fees $30,270 $31,200
    Room and Board $7,592 $8,704
    Books $0 $0
    Other Expenses $2,806 $2,950
    Total $40,668 $42,854
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $15,237 $16,056
    $30,001 - $48k $14,048 $14,803
    $48,001 - $75k $17,444 $18,382
    $75,001 - $110k $20,939 $22,065
    $110,001+ $20,977 $22,105
  • Transylvania University

    Lexington
    Year 2017-18 2018-19
    Tuition and Fees $37,290 $38,750
    Room and Board $10,160 $10,460
    Books $1,000 $1,000
    Other Expenses $2,100 $2,100
    Total $50,550 $52,310
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $21,048 $21,781
    $30,001 - $48k $20,077 $20,776
    $48,001 - $75k $22,371 $23,150
    $75,001 - $110k $25,449 $26,335
    $110,001+ $28,924 $29,931
  • Union College

    Barbourville
    Year 2017-18 2018-19
    Tuition and Fees $26,080 $27,140
    Room and Board $7,400 $7,475
    Books $1,470 $1,470
    Other Expenses $3,955 $3,955
    Total $38,905 $40,040
    Family Income Net Cost (Actual) Net Cost (Estimated)
    $0-$30k $15,967 $16,433
    $30,001 - $48k $17,497 $18,007
    $48,001 - $75k $18,674 $19,219
    $75,001 - $110k $37,499 $38,593
    $110,001+ $37,499 $38,593
 

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