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Net Price of Kentucky Colleges by Income

Get a free PDF of all Kentucky college costs conveniently in one place.

College

Avg. Net Cost (by Family Income Bracket)

Name
Total Cost Per Year
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Alice Lloyd College Pippa Passes, KY
Total Cost Per Year $31,512
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $17,444
  • $16,447
  • $17,715
  • $21,757
  • $19,349
Asbury University Wilmore, KY
Total Cost Per Year $47,990
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $18,455
  • $18,280
  • $18,724
  • $21,296
  • $25,958
Bellarmine University Louisville, KY
Total Cost Per Year $65,344
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $18,430
  • $19,358
  • $17,391
  • $21,987
  • $29,194
Berea College Berea, KY
Total Cost Per Year $60,718
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $5,428
  • $4,598
  • $8,132
  • $7,570
  • $13,700
Brescia University Owensboro, KY
Total Cost Per Year $46,485
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $8,977
  • $9,343
  • $12,984
  • $8,910
  • $5,548
Campbellsville University Campbellsville, KY
Total Cost Per Year $42,732
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $17,880
  • $17,936
  • $18,476
  • $19,291
  • $23,105
Centre College Danville, KY
Total Cost Per Year $68,035
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $11,364
  • $10,388
  • $15,847
  • $18,920
  • $30,571
Eastern Kentucky University Richmond, KY
Total Cost Per Year $24,665
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $8,591
  • $8,005
  • $10,382
  • $14,384
  • $17,009
Georgetown College Georgetown, KY
Total Cost Per Year $57,101
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $9,777
  • $7,834
  • $9,797
  • $16,577
  • $20,207
Kentucky Christian University Grayson, KY
Total Cost Per Year $40,448
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $23,241
  • $24,618
  • $24,031
  • $24,420
  • $24,116
Kentucky State University Frankfort, KY
Total Cost Per Year $21,727
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $10,225
  • $6,739
  • $5,256
  • $1,958
  • N/A*
Kentucky Wesleyan College Owensboro, KY
Total Cost Per Year $49,342
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $13,951
  • $13,701
  • $15,062
  • $19,306
  • $22,888
Lindsey Wilson College Columbia, KY
Total Cost Per Year $43,495
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $14,745
  • $10,966
  • $16,066
  • $17,208
  • $18,182
Midway University Midway, KY
Total Cost Per Year $49,280
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $27,206
  • $23,405
  • $28,160
  • $32,406
  • $34,166
Morehead State University Morehead, KY
Total Cost Per Year $22,154
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $7,150
  • $7,057
  • $8,874
  • $13,341
  • $15,164
Murray State University Murray, KY
Total Cost Per Year $26,919
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $6,242
  • $6,347
  • $8,104
  • $12,811
  • $15,450
Northern Kentucky University Highland Heights, KY
Total Cost Per Year $25,856
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $2,603
  • $3,630
  • $6,761
  • $12,679
  • $14,522
Spalding University Louisville, KY
Total Cost Per Year $45,344
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $20,509
  • $22,475
  • $24,378
  • $28,122
  • $29,278
Thomas More College Crestview Hills, KY
Total Cost Per Year $52,386
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $15,841
  • $17,955
  • $18,429
  • $23,815
  • $25,267
Transylvania University Lexington, KY
Total Cost Per Year $62,715
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $14,551
  • $14,555
  • $19,272
  • $22,155
  • $29,312
Union College Barbourville, KY
Total Cost Per Year $44,807
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $12,214
  • $14,368
  • $15,774
  • $44,322
  • $44,322
University of Kentucky Lexington, KY
Total Cost Per Year $35,098
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $12,182
  • $12,119
  • $16,313
  • $21,192
  • $26,781
University of Louisville Louisville, KY
Total Cost Per Year $33,706
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $15,138
  • $14,601
  • $16,419
  • $20,995
  • $25,186
University of Pikeville Pikeville, KY
Total Cost Per Year $35,980
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $13,115
  • $18,160
  • $23,075
  • $24,065
  • $25,755
University of the Cumberlands Williamsburg, KY
Total Cost Per Year $26,143
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $10,736
  • $11,147
  • $12,572
  • $16,441
  • $18,846
Western Kentucky University Bowling Green, KY
Total Cost Per Year $26,888
Family Income
  • $0-$30K
  • $30-$48K
  • $48-$75K
  • $75-$110K
  • $110K+
Avg. Net Cost
  • $7,087
  • $6,871
  • $9,765
  • $14,049
  • $17,653

Source: National Center for Educational Statistics. This is the most recent data available as of February 2026.

*No data reported by the school or otherwise included in the U.S. Department of Education IPEDS database.

Get a free PDF of all Kentucky college costs conveniently in one place.

Questions & Answers

  • What do all these numbers mean?

    All costs shown here are the average net cost paid by families in each income bracket for one year at the college in question. Net cost is the total cost of attendance for one year, minus government grants and institutional scholarships. Figures are based on data from the 2023-24 school year, which is the latest available as of February 2026.

  • What is the “Total Cost Per Year”?

    Total cost is the total cost of attendance for one year at that particular college. It includes:

    • Tuition and fees (in-state tuition for public schools)
    • Room and board (on campus)
    • Books and supplies
    • Other expenses (travel and personal)

    Click the View Details option under each school's total cost per year to see a detailed breakdown of its total cost of attendance.

  • How can I use this information?

    This information is useful for building a realistic college budget. The numbers show you what the average family in your income bracket paid at specific schools, after federal grants and institutional scholarships were awarded. Student loans are not included in these numbers. These figures are a good place to start, so you can begin your college financial planning with historical data and estimate what your costs might be, until you learn more about your specific situation.

  • Will my family pay the amount on this chart?

    Probably not. The numbers are averages. You may be below average or above average. However, there are two key points we can learn from this data:

    1. Families with higher incomes ($75,000-$110,000 and $110,000+) will pay closer to full price at public colleges.
    2. Private colleges have a higher list price, but they offer more financial aid, to help make their net price more affordable compared to public colleges.

  • Where did this information come from?

    As part of federal financial aid, colleges are required to provide detailed cost information to the U.S. government. This data is made available to the public through the National Center for Education Statistics. For more details, click here.

  • What about athletes, merit aid or minority students?

    Athletes, high achieving students, and those with minority status are averaged in with everyone else. Within each income bracket, there are families that pay more than average and families that pay less than average.

  • The costs on this chart seem large. How can families afford to pay it?

    For many families, paying for college is not easy, but most families pay their net cost of college with some combination of:

    • College savings and investments
    • Payments from current income
    • Federal student Direct Loans
    • Federal parent PLUS Loans
    • Private loans
    • Scholarships
    • Tax planning
    • Student work

    The right options depend on your student and your family situation. If you plan ahead and choose the right strategies, you can potentially make college much more affordable, and you can potentially save thousands of dollars on college costs. To learn how, sign up for my free planning e-newsletter. It's loaded with tips, articles, and resources to help you plan and pay for college with proven financial strategies.

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